Your gross monthly income is generally the amount of money you have earned before your taxes and other deductions are taken out. For example, if you pay $1500 a month for your mortgage and another $100 a month for an auto loan and $400 a month for the rest of your debts, your monthly debt payments are $2000.
How To Shop For Best Mortgage Rates The best you can do is imput a rate of 5 percent on a conventional loan. And it might be quibbling, but you can’t input a 3.5 percent down payment on an FHA home loan either – you have to enter 4 percent instead, which will give you a fairly accurate rate but will give.
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